Gig Workers

Your Side Hustle
Shouldn’t Be a Tax Headache.

Simplified Tax and Bookkeeping for Independent Drivers and Delivery Pros.

The Challenge

1099 income is "raw." If you don't track your miles daily, you’re paying 15.3% tax on money you already spent on gas and car maintenance.

Common Issues

  • The 1099-K Threshold: New reporting rules for anyone earning over $20,000 on apps.
  • Missed Mileage: Forgetting to track miles driven between deliveries.

OGCPA Solutions

  • 72.5¢ Per Mile: Maximizing your 2026 mileage rate deductions.
  • The "Every Deduction" Checklist: Deducting cell phone, insulated bags, and tolls.

Did You Know?

The 72.5¢ Mile

In 2026, every mile driven for work is worth 72.5 cents. Driving 20,000 miles creates a $14,500 deduction.

The 1099-K Threshold

Starting in 2026, the IRS is tracking everyone earning over $20,000 on apps. If you don't file, they will notice.

Tips are (partially) Tax-Free

Under 2026 rules (OBBBA), many tips are exempt from Federal Income Tax, though still subject to Self-Employment tax.

Expanded FAQ

Can I deduct my phone and data?

Yes, based on the percentage of business use. A dedicated line is often 100% deductible.

Actual Expenses vs. Mileage?

Most gig workers find the 72.5¢ mileage rate is more beneficial, but we calculate both to find your best path.

How much should I save?

We recommend setting aside 25-30% of your net earnings for quarterly payments.

Ready to Move Forward?

Keep more of what you earn.

Submit Intake