Professional Services

Precision Tax Strategy for
High-Earning Professionals.

Tailored Compliance and Tax Planning for Your Practice.

The Challenge

For physicians, attorneys, and advisors, your biggest expense is your tax liability. As a high-earner, your strategy must account for phase-outs that generalist CPAs often miss.

Common Issues

  • SSTB Phase-outs: Losing the 20% QBI deduction because your income exceeds "Specified Service" thresholds.
  • SALT Cap Limitations: Losing state tax deductions on your personal return.

OGCPA Solutions

  • Advanced Retirement Plans: Deferring $70,000–$150,000+ through Solo 401(k)s or Cash Balance Plans.
  • PTET Elections: Turning personal state taxes into fully deductible business expenses.

Did You Know?

The QBI "Cliff"

If your practice is a "Specified Service" and income is too high, your 20% deduction can vanish. Retirement contributions can pull you back under the threshold.

SALT Cap Workarounds

Most states now allow a PTET election, letting you bypass the $10,000 personal deduction limit on state taxes.

The $111,000 Giving Limit

High-earners over 70½ can donate up to $111,000 directly from their IRA to charity to satisfy their RMD tax-free.

Expanded FAQ

SEP IRA vs. Solo 401(k)?

A Solo 401(k) often allows for higher contributions at lower income levels and includes a Roth option.

What are "Intentionally Defective" Trusts?

These allow high-net-worth practitioners to move appreciation out of their estate while paying the income tax personally.

Can I deduct Board Certification or CE?

Yes, 100% of professional development and related travel is deductible.

Ready to Move Forward?

Preserve your wealth today.

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